Mothers PlanThe baby comes with paperwork. Nobody tells you the key dates.
Mothers Plan knows what to do and when for your exact situation (your state, your insurance, your jobs), from pregnancy through the first birthday.
Most families face 90 to 110 dated to-dos across insurance, leave, money, and the legal things. Yours arrive one at a time, right when they matter.
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Answer 10 questions
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Stay ahead of every key date
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Three ways to handle the paperwork
Google each question
Ten blog posts per question, none of which know your state, your employer, or your due date. The date you miss is the one you never searched for.
A generic checklist
It doesn't know your state runs a paid leave program, or that your partner has their own claim. A list with no dates, no owners, no reminders.
Mothers Plan
Ten questions become one dated timeline: every key date assigned to the right parent, reminders before each one, and the instructions inside every task. One-time purchase.
Mothers Plan is the first product built to organize the paperwork side of having a baby.
Five mistakes that cost new parents real money
- ⏳ Missing the 30–60 day insurance window. An uninsured newborn until open enrollment, with every early visit and claim on you.
- 💵 Never filing the state paid-leave claims you fund with every paycheck. In the states studied, unclaimed benefits averaged $6,000 to $10,000 per parent who didn't file.
- ☑️ Skipping the hospital SSN checkbox. A government office errand with a newborn, and a delayed tax refund.
- 🗓️ Missing the FSA election window. Up to $7,500 of 2026 childcare costs paid with after-tax dollars instead of pre-tax.
- 📄 A misspelled birth certificate. A state amendment process instead of a second glance.
Leave figure: Moms First × McKinsey Paid Leave Report (2025), 2022 CA/NJ/NY claims data. FSA limit: IRS, 2026.
What a plan actually looks like
Open any task. That depth is every task in the plan, not a demo.
- Check your FMLA eligibility and plan your leaveJul 15in 3 weeksYou
- California's three-program leave stack, and your EDD accountJul 25in 4 weeksBoth of you
- Decide whose health plan the baby joinsAug 10in 6 weeksBoth of you
- Start childcare research and join waitlistsAug 14in 6 weeksBoth of you
- Stock the house like you mean itSep 17in 2 monthsBoth of you
- Give formal leave notice to your employer(s)Oct 1in 3 monthsBoth of you
- Install the car seat, and get the installation checkedOct 15in 3 monthsPartner
- 🔒 File your California SDI claimNov 15after the birthYouunlocks with your plan
This is a sample. Yours is built from your ten answers.
Every task comes with the knowledge behind it
Your plan tells you what to do and when. The Learning Center explains how each territory works: insurance, leave, childcare, the legal steps. The right guide sits one tap from the task it explains, right where the questions come up.
Browse the Learning CenterWhat's at stake in your state
Two answers show the dates with money attached.
The money most families miss
In states with paid family leave, both parents usually have their own claim. Partners forfeit more leave than anyone else, usually by assuming they have none. Mothers Plan puts the partner's leave tasks on their own list, with their own dates.
Partners: see your own list →Your timeline covers everything from the second trimester through the first year. You see what's next, not everything at once, and each task arrives with its steps, its official links, and the judgment calls worth considering.
Researched across all 50 states and DC. Every program link verified against official government sources. Last reviewed August 2026.
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